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A Comparison of the 1982 and 2009 Clauses with additional commentary.
The introduction of the 1982 Clauses was a radical step that finally liberated cargo policies from the old S.G. Policy (the second schedule to the Marine Insurance Act 1906) which had been described in various judgements as “a very strange instrument” and “absurd and incoherent”. This change had been resisted for many years because it was felt that it might lead to uncertainty; the S.G. Policy had been considered by the Courts on many occasions so that the effect of the words, however archaic, was felt to be well understood.